Personal credit

Interest rate examples

  12 months 24 months 36 months 48 months 60 months  
  Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
 
5000 221.80
362.80
436.45
446.90
462.40
712.00
227.6
238.00
695.20
1076.80
158.20
168.80
932.80
1453.60
123.60
134.45
1177.00
1846.00
102.95
114.10
Min
Max
10000 474.80
725.60
872.90
893.80
926.00
1425.20
455.25
476.05
1399.40
2151.80
316.35
337.55
1865.60
2907.20
247.20
268.90
2354.00
3692.00
205.90
228.20
Min
Max
15000 712.20
1088.40
1309.35
1340.70
1388.40
2137.20
682.85
714.05
2083.80
3228.60
474.55
506.35
2798.40
4363.20
370.80
403.40
3528.00
5538.00
308.80
342.30
Min
Max
20000 949.00
1450.60
1745.75
1787.55
1852.00
2849.20
910.50
952.05
2779.00
4305.40
632.75
675.15
3728.80
5816.80
494.35
537.85
4705.00
7384.00
411.75
456.40
Min
Max
25000 1186.40
1813.40
2182.20
2234.45
2314.40
3562.40
1138.10
1190.10
3472.40
5380.40
790.90
843.90
4661.60
7270.40
617.95
672.30
5882.00
9230.00
514.70
570.50
Min
Max
30000 1423.80
2176.20
2618.65
2681.35
2776.80
4274.40
1365.70
1428.10
4167.60
6457.20
949.10
1012.70
5594.40
8724.00
741.55
806.75
7059.00
11076.00
617.65
684.60
Min
Max
35000 1661.20
2539.00
3055.10
3128.25
3240.40
4986.40
1593.35
1666.10
4862.80
7534.00
1107.30
1181.50
6527.20
10180.00
865.15
941.25
8236.00
12922.00
720.60
798.70
Min
Max
40000 1898.60
2901.80
3491.55
3575.15
3702.80
5698.40
1820.95
1904.10
5556.20
8609.00
1265.45
1350.25
7460.00
11633.60
988.75
1075.70
9413.00
14768.00
823.55
912.80
Min
Max
45000 2136.00
3264.60
3928.00
4022.05
4165.20
6411.60
2048.55
2142.15
6251.40
9685.80
1423.65
1519.05
8392.80
13087.20
1112.35
1210.15
10587.00
16614.00
926.45
1026.90
Min
Max
50000 2373.40
3626.80
4364.45
4468.90
4628.80
7123.60
2276.20
2380.15
6946.60
10762.60
1581.85
1687.85
9325.60
14540.80
1235.95
1344.60
11764.00
18460.00
1029.40
1141.00
Min
Max
55000 2610.80
3989.60
4800.90
4915.80
5091.20
7835.60
2503.80
2618.15
7640.00
11837.60
1740.00
1856.60
10256.00
15994.40
1359.50
1479.05
12941.00
20306.00
1132.35
1255.10
Min
Max
60000 2847.60
4352.40
5237.30
5362.70
5554.80
8548.80
2731.45
2856.20
8335.20
12914.40
1898.20
2025.40
11188.80
17450.40
1483.10
1613.55
14118.00
22152.00
1235.30
1369.20
Min
Max
65000 3085.00
4715.20
5673.75
5809.60
6017.20
9260.80
2959.05
3094.20
9028.60
13991.20
2056.35
2194.20
12121.60
18904.00
1606.70
1748.00
15295.00
23998.00
1338.25
1483.30
Min
Max
70000 3322.40
5078.00
6110.20
6256.50
6479.60
9972.80
3186.65
3332.20
9723.80
15068.00
2214.55
2363.95
13054.40
20360.00
1730.30
1882.45
16472.00
25844.00
1441.20
1597.40
Min
Max
75000 3559.80
5440.80
6546.65
6703.40
6943.20
10686.00
3414.30
3570.25
10419.00
16143.00
2372.75
2531.75
13987.20
21811.20
1853.90
2016.90
17646.00
27690.00
1544.10
1711.50
Min
Max
80000 3797.20
5803.00
6983.10
7150.25
7405.60
11398.00
3641.90
3808.25
11112.40
17219.80
2530.90
2700.55
14920.00
23267.20
1977.50
2151.40
18823.00
29536.00
1647.05
1825.60
Min
Max
  Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
Credit
Cost
Monthly
Rate
 
  12 months 24 months 36 months 48 months 60 months  

N.B.: Prices are in CHF and subject to slight variations due to rounding up or down.

The table below shows examples with the lowest (9.00%) and the highest (13.95%).

Our task is obviously to FIND THE LOWEST AVAILABLE MARKET RATE.

However, to give you a better global idea, we give you examples with two values corresponding to the “minimum” and  “maximum” monthly reimbursements that must be made for the various personal loans.

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